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| | Recitals |
| | Title I General Rules on the Taking-Up and Pursuit of Direct Insurance and Reinsurance Activities (arts. 1-177) |
| | Chapter I Subject matter, scope and definitions (arts. 1-13) |
| | Section 1 Subject matter and scope (arts. 1-2) |
Applicable | Article 1 Subject matter |
Applicable | Article 2 Scope |
| | Section 2 Exclusions from scope (arts. 3-12) |
| | Subsection 1 General (arts. 3-4) |
Applicable | Article 3 Statutory systems |
Entered into force | Article 4 Exclusion from scope due to size |
| | Subsection 2 Non-life (arts. 5-8) |
Applicable | Article 5 Operations |
Applicable | Article 6 Assistance |
Applicable | Article 7 Mutual undertakings |
Applicable | Article 8 Institutions |
| | Subsection 3 Life (arts. 9-10) |
Applicable | Article 9 Operations and activities |
Entered into force | Article 10 Organisations, undertakings and institutions |
| | Subsection 4 Reinsurance (arts. 11-12) |
Applicable | Article 11 Reinsurance |
Applicable | Article 12 Reinsurance undertakings closing their activity |
| | Section 3 Definitions (art. 13) |
Amended | Article 13 Definitions |
| | Chapter II Taking-up of business (arts. 14-26) |
Entered into force | Article 14 Principle of authorisation |
Applicable | Article 15 Scope of authorisation |
Applicable | Article 16 Ancillary risks |
Applicable | Article 17 Legal form of the insurance or reinsurance undertaking |
Entered into force | Article 18 Conditions for authorisation |
Applicable | Article 19 Close links |
Applicable | Article 20 Head office of insurance undertakings and reinsurance undertakings |
Applicable | Article 21 Policy conditions and scales of premiums |
Applicable | Article 22 Economic requirements of the market |
Entered into force | Article 23 Scheme of operations |
Applicable | Article 24 Shareholders and members with qualifying holdings |
Applicable | Article 25 Refusal of authorisation |
Inserted | Article 25a Notification and publication of authorisations or withdrawals of authorisation |
Entered into force | Article 26 Prior consultation of the authorities of other Member States |
| | Chapter III Supervisory authorities and general rules (arts. 27-39) |
Entered into force | Article 27 Main objective of supervision |
Entered into force | Article 28 Financial stability and pro-cyclicality |
Amended | Article 29 General principles of supervision |
Entered into force | Article 30 Supervisory authorities and scope of supervision |
Amended | Article 31 Transparency and accountability |
Entered into force | Article 32 Prohibition of refusal of reinsurance contracts or retrocession contracts |
Applicable | Article 33 Supervision of branches established in another Member State |
Entered into force | Article 34 General supervisory powers |
Amended | Article 35 Information to be provided for supervisory purposes |
Entered into force | Article 36 Supervisory review process |
Amended | Article 37 Capital add-on |
Amended | Article 38 Supervision of outsourced functions and activities |
Entered into force | Article 39 Transfer of portfolio |
| | Chapter IV Conditions governing business (arts. 40-72) |
| | Section 1 Responsibility of the administrative, management or supervisory body (art. 40) |
Entered into force | Article 40 Responsibility of the administrative, management or supervisory body |
| | Section 2 System of governance (arts. 41-50) |
Amended | Article 41 General governance requirements |
Entered into force | Article 42 Fit and proper requirements for persons who effectively run the undertaking or have other key functions |
Entered into force | Article 43 Proof of good repute |
Amended | Article 44 Risk management |
Amended | Article 45 Own risk and solvency assessment |
Entered into force | Article 46 Internal control |
Entered into force | Article 47 Internal audit |
Entered into force | Article 48 Actuarial function |
Entered into force | Article 49 Outsourcing |
Amended | Article 50 Delegated acts and regulatory technical standards |
| | Section 3 Public disclosure (arts. 51-56) |
Amended | Article 51 Report on solvency and financial condition: contents |
Amended | Article 52 Information for and reports by the European Insurance and Occupational Pensions Authority |
Entered into force | Article 53 Report on solvency and financial condition: applicable principles |
Entered into force | Article 54 Report on solvency and financial condition: updates and additional voluntary information |
Entered into force | Article 55 Report on solvency and financial condition: policy and approval |
Applicable | Article 56 Solvency and financial condition report: delegated acts and implementing technical standards |
| | Section 4 Qualifying holdings (arts. 57-63) |
Applicable | Article 57 Acquisitions |
Applicable | Article 58 Assessment period |
Applicable | Article 59 Assessment |
Applicable | Article 60 Acquisitions by regulated financial undertakings |
Applicable | Article 61 Information to the supervisory authority by the insurance or reinsurance undertaking |
Applicable | Article 62 Qualifying holdings, powers of the supervisory authority |
Applicable | Article 63 Voting rights |
| | Section 5 Professional secrecy, exchange of information and promotion of supervisory convergence (arts. 64-71) |
Applicable | Article 64 Professional secrecy |
Applicable | Article 65 Exchange of information between supervisory authorities of Member States |
Inserted | Article 65a Cooperation with EIOPA |
Applicable | Article 66 Cooperation agreements with third countries |
Entered into force | Article 67 Use of confidential information |
Inserted | Article 67a European Parliament powers of investigation |
Amended | Article 68 Exchange of information with other authorities |
Applicable | Article 69 Disclosure of information to government administrations responsible for financial legislation |
Applicable | Article 70 Transmission of information to central banks, monetary authorities, payment systems overseers and the European Systemic Risk Board |
Amended | Article 71 Supervisory convergence |
| | Section 6 Duties of auditors (art. 72) |
Entered into force | Article 72 Duties of auditors |
| | Chapter V Pursuit of life and non-life insurance activity (arts. 73-74) |
Applicable | Article 73 Pursuit of life and non-life insurance activity |
Entered into force | Article 74 Separation of life and non-life insurance management |
| | Chapter VI Rules relating to the valuation of assets and liabilities, technical provisions, own funds, Solvency Capital Requirement, Minimum Capital Requirement and investment rules (arts. 75-135) |
| | Section 1 Valuation of assets and liabilities (art. 75) |
Amended | Article 75 Valuation of assets and liabilities |
| | Section 2 Rules relating to technical provisions (arts. 76-86) |
Entered into force | Article 76 General provisions |
Entered into force | Article 77 Calculation of technical provisions |
Inserted | Article 77a Extrapolation of the relevant risk-free interest rate term structure |
Inserted | Article 77b Matching adjustment to the relevant risk-free interest rate term structure |
Inserted | Article 77c Calculation of the matching adjustment |
Amended | Article 77d Volatility adjustment to the relevant risk-free interest rate term structure |
Inserted | Article 77e Technical information produced by the European Insurance and Occupational Pensions Authority |
Inserted | Article 77f Review of long-term guarantees measures and measures on equity risk |
Entered into force | Article 78 Other elements to be taken into account in the calculation of technical provisions |
Entered into force | Article 79 Valuation of financial guarantees and contractual options included in insurance and reinsurance contracts |
Entered into force | Article 80 Segmentation |
Entered into force | Article 81 Recoverables from reinsurance contracts and special purpose vehicles |
Entered into force | Article 82 Data quality and application of approximations, including case-by-case approaches, for technical provisions |
Entered into force | Article 83 Comparison against experience |
Entered into force | Article 84 Appropriateness of the level of technical provisions |
Entered into force | Article 85 Increase of technical provisions |
Amended | Article 86 Delegated acts and regulatory and implementing technical standards |
| | Section 3 Own funds (arts. 87-99) |
| | Subsection 1 Determination of own funds (arts. 87-92) |
Entered into force | Article 87 Own funds |
Entered into force | Article 88 Basic own funds |
Entered into force | Article 89 Ancillary own funds |
Entered into force | Article 90 Supervisory approval of ancillary own funds |
Entered into force | Article 91 Surplus funds |
Amended | Article 92 Delegated acts and regulatory and implementing technical standards |
| | Subsection 2 Classification of own funds (arts. 93-97) |
Entered into force | Article 93 Characteristics and features used to classify own funds into tiers |
Entered into force | Article 94 Main criteria for the classification into tiers |
Entered into force | Article 95 Classification of own funds into tiers |
Entered into force | Article 96 Classification of specific insurance own-fund items |
Amended | Article 97 Delegated acts and regulatory technical standards |
| | Subsection 3 Eligibility of own funds (arts. 98-99) |
Entered into force | Article 98 Eligibility and limits applicable to Tiers 1, 2 and 3 |
Amended | Article 99 Delegated acts on the eligibility of own funds |
| | Section 4 Solvency capital requirement (arts. 100-127) |
| | Subsection 1 General provisions for the solvency capital requirement using the standard formula or an internal model (arts. 100-102) |
Entered into force | Article 100 General provisions |
Entered into force | Article 101 Calculation of the Solvency Capital Requirement |
Entered into force | Article 102 Frequency of calculation |
| | Subsection 2 Solvency capital requirement standard formula (arts. 103-111) |
Entered into force | Article 103 Structure of the standard formula |
Entered into force | Article 104 Design of the Basic Solvency Capital Requirement |
Entered into force | Article 105 Calculation of the Basic Solvency Capital Requirement |
Entered into force | Article 106 Calculation of the equity risk sub-module: symmetric adjustment mechanism |
Entered into force | Article 107 Capital requirement for operational risk |
Entered into force | Article 108 Adjustment for the loss-absorbing capacity of technical provisions and deferred taxes |
Entered into force | Article 109 Simplifications in the standard formula |
Inserted | Article 109a Harmonised technical inputs to standard formula |
Entered into force | Article 110 Significant deviations from the assumptions underlying the standard formula calculation |
Amended | Article 111 Delegated acts and regulatory and implementing technical standards concerning Articles 103 to 109 |
| | Subsection 3 Solvency capital requirement full and partial internal models (arts. 112-127) |
Amended | Article 112 General provisions for the approval of full and partial internal models |
Entered into force | Article 113 Specific provisions for the approval of partial internal models |
Amended | Article 114 Delegated acts and implementing technical standards concerning the Solvency Capital Requirement internal models |
Entered into force | Article 115 Policy for changing the full and partial internal models |
Entered into force | Article 116 Responsibilities of the administrative, management or supervisory bodies |
Entered into force | Article 117 Reversion to the standard formula |
Entered into force | Article 118 Non-compliance of the internal model |
Entered into force | Article 119 Significant deviations from the assumptions underlying the standard formula calculation |
Entered into force | Article 120 Use test |
Entered into force | Article 121 Statistical quality standards |
Entered into force | Article 122 Calibration standards |
Entered into force | Article 123 Profit and loss attribution |
Entered into force | Article 124 Validation standards |
Entered into force | Article 125 Documentation standards |
Entered into force | Article 126 External models and data |
Amended | Article 127 Delegated acts concerning Articles 120 to 126 |
| | Section 5 Minimum capital requirement (arts. 128-131) |
Entered into force | Article 128 General provisions |
Amended | Article 129 Calculation of the Minimum Capital Requirement |
Amended | Article 130 Delegated acts |
Amended | Article 131 Transitional arrangements regarding compliance with the Minimum Capital Requirement |
| | Section 6 Investments (arts. 132-135) |
Entered into force | Article 132 Prudent person principle |
Entered into force | Article 133 Freedom of investment |
Entered into force | Article 134 Localisation of assets and prohibition of pledging of assets |
Amended | Article 135 Delegated acts and regulatory technical standards concerning qualitative requirements |
| | Chapter VII Insurance and reinsurance undertakings in difficulty or in an irregular situation (arts. 136-144) |
Entered into force | Article 136 Identification and notification of deteriorating financial conditions by the insurance and reinsurance undertaking |
Entered into force | Article 137 Non-Compliance with technical provisions |
Amended | Article 138 Non-Compliance with the Solvency Capital Requirement |
Entered into force | Article 139 Non-Compliance with the Minimum Capital Requirement |
Entered into force | Article 140 Prohibition of free disposal of assets located within the territory of a Member State |
Entered into force | Article 141 Supervisory powers in deteriorating financial conditions |
Entered into force | Article 142 Recovery plan and finance scheme |
Applicable | Article 143 Delegated acts and regulatory technical standards concerning Article 138(4) |
Entered into force | Article 144 Withdrawal of authorisation |
| | Chapter VIII Right of establishment and freedom to provide services (arts. 145-161) |
| | Section 1 Establishment by insurance undertakings (arts. 145-146) |
Applicable | Article 145 Conditions for branch establishment |
Entered into force | Article 146 Communication of information |
| | Section 2 Freedom to provide services: by insurance undertakings (arts. 147-152) |
| | Subsection 1 General provisions (arts. 147-149) |
Applicable | Article 147 Prior notification to the home Member State |
Entered into force | Article 148 Notification by the home Member State |
Applicable | Article 149 Changes in the nature of the risks or commitments |
| | Subsection 2 Third party motor vehicle liability (arts. 150-152) |
Applicable | Article 150 Compulsory insurance on third party motor vehicle liability |
Applicable | Article 151 Non-discrimination of persons pursuing claims |
Applicable | Article 152 Representative |
| | Section 2A Notification and collaboration platforms (arts. 152a-152b) |
Inserted | Article 152a Notification |
Inserted | Article 152b Collaboration platforms |
| | Section 3 Competencies of the supervisory authorities of the host member state (arts. 153-158) |
| | Subsection 1 Insurance (arts. 153-157) |
Applicable | Article 153 Language |
Applicable | Article 154 Prior notification and prior approval |
Applicable | Article 155 Insurance undertakings not complying with the legal provisions |
Applicable | Article 156 Advertising |
Applicable | Article 157 Taxes on premiums |
| | Subsection 2 Reinsurance (art. 158) |
Applicable | Article 158 Reinsurance undertakings not complying with the legal provisions |
| | Section 4 Statistical information (art. 159) |
Applicable | Article 159 Statistical information on cross-border activities |
| | Section 5 Treatment of contracts of branches in winding-up proceedings (arts. 160-161) |
Applicable | Article 160 Winding-up of insurance undertakings |
Applicable | Article 161 Winding-up of reinsurance undertakings |
| | Chapter IX Branches established within the community and belonging to insurance or reinsurance undertakings with head offices situated outside the community (arts. 162-175) |
| | Section 1 Taking-up of business (arts. 162-171) |
Entered into force | Article 162 Principle of authorisation and conditions |
Entered into force | Article 163 Scheme of operations of the branch |
Entered into force | Article 164 Transfer of portfolio |
Entered into force | Article 165 Technical provisions |
Entered into force | Article 166 Solvency Capital Requirement and Minimum Capital Requirement |
Entered into force | Article 167 Advantages to undertakings authorised in more than one Member State |
Applicable | Article 168 Accounting, prudential and statistical information and undertakings in difficulty |
Applicable | Article 169 Separation of non-life and life business |
Applicable | Article 170 Withdrawal of authorisation for undertakings authorised in more than one Member State |
Applicable | Article 171 Agreements with third countries |
| | Section 2 Reinsurance (arts. 172-175) |
Amended | Article 172 Equivalence in relation to reinsurance undertakings |
Entered into force | Article 173 Prohibition of pledging of assets |
Applicable | Article 174 Principle and conditions for conducting reinsurance activity |
Applicable | Article 175 Agreements with third countries |
| | Chapter X Subsidiaries of insurance and reinsurance undertakings governed by the laws of a third country and acquisitions of holdings by such undertakings (arts. 176-177) |
Applicable | Article 176 Information from Member States to the Commission and EIOPA |
Applicable | Article 177 Third-country treatment of Community insurance and reinsurance undertakings |
| | Title II Specific Provisions for Insurance and Reinsurance (arts. 178-211) |
| | Chapter I Applicable law and conditions of direct insurance contracts (arts. 178-186) |
| | Section 1 Applicable law (art. 178) |
Entered into force | Article 178 Applicable Law |
| | Section 2 Compulsory insurance (art. 179) |
Applicable | Article 179 Related obligations |
| | Section 3 General good (art. 180) |
Applicable | Article 180 General good |
| | Section 4 Conditions of insurance contracts and scales of premiums (arts. 181-182) |
Applicable | Article 181 Non-life insurance |
Applicable | Article 182 Life insurance |
| | Section 5 Information for policy holders (arts. 183-186) |
| | Subsection 1 Non-life insurance (arts. 183-184) |
Applicable | Article 183 General Information for policy holders |
Applicable | Article 184 Additional information in the case of non-life insurance offered under the right of establishment or the freedom to provide services |
| | Subsection 2 Life insurance (arts. 185-186) |
Entered into force | Article 185 Information for policy holders |
Applicable | Article 186 Cancellation period |
| | Chapter II Provisions specific to non-life insurance (arts. 187-207) |
| | Section 1 General provisions (arts. 187-189) |
Applicable | Article 187 Policy Conditions |
Applicable | Article 188 Abolition of monopolies |
Applicable | Article 189 Participation in national guarantee schemes |
| | Section 2 Community co-insurance (arts. 190-196) |
Entered into force | Article 190 Community co-insurance operations |
Applicable | Article 191 Participation in Community co-insurance |
Entered into force | Article 192 Technical provisions |
Applicable | Article 193 Statistical data |
Applicable | Article 194 Treatment of co-insurance contracts in winding-up proceedings |
Applicable | Article 195 Exchange of information between supervisory authorities |
Applicable | Article 196 Cooperation on implementation |
| | Section 3 Assistance (art. 197) |
Applicable | Article 197 Activities similar to tourist assistance |
| | Section 4 Legal expenses insurance (arts. 198-205) |
Applicable | Article 198 Scope of this Section |
Applicable | Article 199 Separate contracts |
Applicable | Article 200 Management of claims |
Applicable | Article 201 Free choice of lawyer |
Applicable | Article 202 Exception to the free choice of lawyer |
Applicable | Article 203 Arbitration |
Applicable | Article 204 Conflict of interest |
Applicable | Article 205 Abolition of specialisation of legal expenses insurance |
| | Section 5 Health insurance (art. 206) |
Applicable | Article 206 Health insurance as an alternative to social security |
| | Section 6 Insurance against accidents at work (art. 207) |
Applicable | Article 207 Compulsory insurance against accidents at work |
| | Chapter III Provisions specific to life insurance (arts. 208-209) |
Applicable | Article 208 Prohibition on compulsory ceding of part of underwriting |
Applicable | Article 209 Premiums for new business |
| | Chapter IV Rules specific to reinsurance (arts. 210-211) |
Amended | Article 210 Finite reinsurance |
Amended | Article 211 Special purpose vehicles |
| | Title III Supervision of Insurance and Reinsurance Undertakings in a Group (arts. 212-266) |
| | Chapter I Group supervision: definitions, cases of application, scope and levels (arts. 212-217) |
| | Section 1 Definitions (art. 212) |
Amended | Article 212 Definitions |
| | Section 2 Cases of application and scope (arts. 213-214) |
Amended | Article 213 Cases of application of group supervision |
Amended | Article 214 Scope of group supervision |
| | Section 3 Levels (arts. 215-217) |
Amended | Article 215 Ultimate parent undertaking at Community level |
Amended | Article 216 Ultimate parent undertaking at national level |
Amended | Article 217 Parent undertaking covering several Member States |
| | Chapter II Financial position (arts. 218-246) |
| | Section 1 Group solvency (arts. 218-243) |
| | Subsection 1 General provisions (arts. 218-219) |
Entered into force | Article 218 Supervision of group solvency |
Amended | Article 219 Frequency of calculation |
| | Subsection 2 Choice of calculation method and general principles (arts. 220-224) |
Entered into force | Article 220 Choice of method |
Entered into force | Article 221 Inclusion of proportional share |
Entered into force | Article 222 Elimination of double use of eligible own funds |
Entered into force | Article 223 Elimination of the intra-group creation of capital |
Entered into force | Article 224 Valuation |
| | Subsection 3 Application of the calculation methods (arts. 225-229) |
Entered into force | Article 225 Related insurance and reinsurance undertakings |
Amended | Article 226 Intermediate insurance holding companies |
Amended | Article 227 Equivalence concerning related third-country insurance and re-insurance undertakings |
Entered into force | Article 228 Related credit institutions, investment firms and financial institutions |
Entered into force | Article 229 Non-availability of the necessary information |
| | Subsection 4 Calculation methods (arts. 230-234) |
Entered into force | Article 230 Method 1 (Default method): Accounting consolidation-based method |
Amended | Article 231 Group internal model |
Amended | Article 232 Group capital add-on |
Amended | Article 233 Method 2 (Alternative method): Deduction and aggregation method |
Amended | Article 234 Delegated acts concerning Articles 220 to 229 and 230 to 233 |
| | Subsection 5 Supervision of group solvency for insurance and reinsurance undertakings that are subsidiaries of an insurance holding company (art. 235) |
Amended | Article 235 Group solvency of an insurance holding company or a mixed financial holding company |
| | Subsection 6 Supervision of group solvency for groups with centralised risk management (arts. 236-243) |
Entered into force | Article 236 Subsidiaries of an insurance or reinsurance undertaking: conditions |
Amended | Article 237 Subsidiaries of an insurance or reinsurance undertaking: decision on the application |
Amended | Article 238 Subsidiaries of an insurance or reinsurance undertaking: determination of the Solvency Capital Requirement |
Amended | Article 239 Subsidiaries of an insurance or reinsurance undertaking: non-compliance with the Solvency and Minimum Capital Requirements |
Entered into force | Article 240 Subsidiaries of an insurance or reinsurance undertaking: end of derogations for a subsidiary |
Amended | Article 241 Subsidiaries of an insurance or reinsurance undertaking: delegated acts |
Amended | Article 242 Review |
Amended | Article 243 Subsidiaries of an insurance holding company and mixed financial holding company |
| | Section 2 Risk concentration and intra-group transactions (arts. 244-245) |
Amended | Article 244 Supervision of risk concentration |
Amended | Article 245 Supervision of intra-group transactions |
| | Section 3 Risk management and internal control (art. 246) |
Amended | Article 246 Supervision of the system of governance |
| | Chapter III Measures to facilitate group supervision (arts. 247-259) |
Amended | Article 247 Group Supervisor |
Amended | Article 248 Rights and duties of the group supervisor and the other supervisors College of supervisors |
Amended | Article 249 Cooperation and exchange of information between supervisory authorities |
Amended | Article 250 Consultation between supervisory authorities |
Entered into force | Article 251 Requests from the group supervisor to other supervisory authorities |
Entered into force | Article 252 Cooperation with authorities responsible for credit institutions and investment firms |
Entered into force | Article 253 Professional secrecy and confidentiality |
Amended | Article 254 Access to information |
Amended | Article 255 Verification of information |
Amended | Article 256 Group solvency and financial condition report |
Inserted | Article 256a Group structure |
Amended | Article 257 Administrative, management or supervisory body of insurance holding companies and mixed financial holding companies |
Amended | Article 258 Enforcement measures |
Amended | Article 259 Reporting of EIOPA |
| | Chapter IV Third countries (arts. 260-264) |
Amended | Article 260 Parent undertakings outside the Union: verification of equivalence |
Entered into force | Article 261 Parent undertakings outside the Community: equivalence |
Amended | Article 262 Parent undertakings registered in a third country: absence of equivalence |
Amended | Article 263 Parent undertakings outside the Community: levels |
Entered into force | Article 264 Cooperation with third-country supervisory authorities |
| | Chapter V Mixed-activity insurance holding companies (arts. 265-266) |
Entered into force | Article 265 Intra-group transactions |
Entered into force | Article 266 Cooperation with third countries |
| | Title IV Reorganisation and Winding-up of Insurance Undertakings (arts. 267-296) |
| | Chapter I Scope and definitions (arts. 267-268) |
Applicable | Article 267 Scope of this Title |
Applicable | Article 268 Definitions |
| | Chapter II Reorganisation measures (arts. 269-272) |
Applicable | Article 269 Adoption of reorganisation measures applicable law |
Applicable | Article 270 Information to the supervisory authorities |
Applicable | Article 271 Publication of decisions on reorganisation measures |
Applicable | Article 272 Information to known creditors right to lodge claims |
| | Chapter III Winding-up proceedings (arts. 273-284) |
Applicable | Article 273 Opening of winding-up proceedings information to the supervisory authorities |
Applicable | Article 274 Applicable law |
Applicable | Article 275 Treatment of insurance claims |
Applicable | Article 276 Special register |
Applicable | Article 277 Subrogation to a guarantee scheme |
Applicable | Article 278 Representation of preferential claims by assets |
Applicable | Article 279 Withdrawal of the authorisation |
Applicable | Article 280 Publication of decisions on winding-up proceedings |
Applicable | Article 281 Information to known creditors |
Applicable | Article 282 Right to lodge claims |
Applicable | Article 283 Languages and form |
Applicable | Article 284 Regular information to the creditors |
| | Chapter IV Common provisions (arts. 285-296) |
Applicable | Article 285 Effects on certain contracts and rights |
Applicable | Article 286 Rights in rem of third parties |
Applicable | Article 287 Reservation of title |
Applicable | Article 288 Set-off |
Applicable | Article 289 Regulated markets |
Applicable | Article 290 Detrimental acts |
Applicable | Article 291 Protection of third-party purchasers |
Applicable | Article 292 Lawsuits pending |
Applicable | Article 293 Administrators and liquidators |
Applicable | Article 294 Registration in a public register |
Applicable | Article 295 Professional secrecy |
Applicable | Article 296 Treatment of branches of third-country insurance undertakings |
| | Title V Other Provisions (arts. 297-304) |
Applicable | Article 297 Right to apply to the courts |
Applicable | Article 298 Cooperation between the Member States and the Commission |
Applicable | Article 299 Euro |
Applicable | Article 300 Revision of amounts expressed in euro |
Amended | Article 301 Committee procedure |
Inserted | Article 301a Exercise of the delegation |
Inserted | Article 301b Sunrise provision for regulatory technical standards |
Applicable | Article 302 Notifications submitted prior to entry into force of the laws, regulations and administrative provisions necessary to comply with Articles 57 to 63 |
Repealed | Article 303 Amendments to Directive 2003/41/EC |
Amended | Article 304 Duration-based equity risk sub-module |
Inserted | Article 304b Accessibility of information on the European single access point |
| | Title VI Transitional and final provisions (arts. 305-312) |
| | Chapter I Transitional provisions (arts. 305-308e) |
| | Section 1 Insurance (arts. 305-306) |
Applicable | Article 305 Derogations and abolition of restrictive measures |
Applicable | Article 306 Rights acquired by existing branches and insurance undertakings |
| | Section 2 Reinsurance (arts. 307-308) |
Applicable | Article 307 Transitional period for Articles 57(3) and 60(6) of Directive 2005/68/EC |
Applicable | Article 308 Right acquired by existing reinsurance undertakings |
| | Section 3 Insurance and reinsurance (arts. 308a-308e) |
Applicable | Article 308a Phasing-in |
Amended | Article 308b Transitional measures |
Inserted | Article 308c Transitional measure on the risk-free interest rates |
Inserted | Article 308d Transitional measure on technical provisions |
Inserted | Article 308e Phasing-in plan on the transitional measures on risk-free interest rates and on technical provisions |
| | Chapter II Final provisions (arts. 309-312) |
Amended | Article 309 Transposition |
Amended | Article 310 Repeal |
Inserted | Article 310a Staff and resources of EIOPA |
Amended | Article 311 Entry into force |
Entered into force | Article 312 Addressees |
| | Annex I Classes of Non-Life Insurance |
Applicable | Annex I, Part A Classification of risks according to classes of insurance |
Applicable | Annex I, Part B Description of authorisations granted for more than one class of insurance |
Applicable | Annex II Classes of Life Insurance |
| | Annex III Legal Forms of Undertakings |
Amended | Annex III, Part A Forms of non-life insurance undertaking: |
Amended | Annex III, Part B Forms of life insurance undertaking: |
Amended | Annex III, Part C Forms of reinsurance undertaking: |
Entered into force | Annex IV Solvency Capital Requirement (SCR) Standard Formula |
Applicable | Annex V Groups of Non-Life Insurance Classes for the Purposes of Article 159 |
| | Annex VI |
Applicable | Annex VI, Part A Repealed Directives with list of their successive amendments |
Applicable | Annex VI, Part B List of time-limits for transposition into national law (referred to in Article 310) |
Applicable | Annex VII Correlation Table |
| | Done at |
