1. This Directive lays down rules for the taking-up and pursuit of the activities of insurance and reinsurance mediation by natural and legal persons which are established in a Member State or which wish to become established there.
2. This Directive shall not apply to persons providing mediation services for insurance contracts if all the following conditions are met:
(a) the insurance contract only requires knowledge of the insurance cover that is provided;
(b) the insurance contract is not a life assurance contract;
(c) the insurance contract does not cover any liability risks;
(d) the principal professional activity of the person is other than insurance mediation;
(e) the insurance is complementary to the product or service supplied by any provider, where such insurance covers:
(i) the risk of breakdown, loss of or damage to goods supplied by that provider, or
(ii) damage to or loss of baggage and other risks linked to the travel booked with that provider, even if the insuranc