means any of the following:
(a) the holder of a licence under section 9 of the Central Bank Act, 1971;
(c) [deleted]
(d) [deleted]
(e) a credit institution within the meaning of point (1) of Article 4(1) of Regulation (EU) No 575/2013, that is authorised under Article 14 of Council Regulation (EU) No 1024/2013