(1) Before a regulated consumer credit agreement, other than an excluded agreement, is made, the creditor must -
(a) provide the debtor with an adequate explanation of the matters referred to in subsection (2) in order to place him in a position enabling him to assess whether the agreement is adapted to his needs and his financial situation,
(i) to consider the information which is required to be disclosed under section 55(1), and
(ii) where this information is disclosed in person to the debtor, that the debtor is able to take it away,
(c) provide the debtor with an opportunity to ask questions about the agreement, and
(d) advise the debtor how to ask the creditor for further information and explanation.
(2) The matters referred to in subsection (1)(a) are -
(a) the features of the agreement which may make the credit to be provided under the agreement unsuitable for particular types of use,
(b) how much the debtor will have to pay periodically and, where th