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Version date: 16 August 2022 - onwards
  Version 6 of 6    

Chapter 1 Scope (effective from 16 August 2022)

Introduction

In order to ensure a consistent level of protection for consumers regardless of the type of financial services provider they choose, the Consumer Protection Code (the Code) was introduced in August 2006. Following the introduction of legislation governing the authorisation of retail credit firms and home reversion firms, an Addendum to the Code was issued in May 2008.

The Consumer Protection Code has been updated and this revised Consumer Protection Code replaces the original Consumer Protection Code introduced in August 2006 and is effective from 1 January 2012. Chapter 13 was introduced in November 2014 and is effective from 1 January 2015.

Legislative basis

This Code is issued to pursuant to powers under the following legislation:

(a) Section 117 of the Central Bank Act 1989;

(b) Section 23 and Section 37 of the Investment Intermediaries Act 1995;

(c) Section 8H of the Consumer Credit Act 1995; and

(d) Section 61 of the Insurance Act 1989.

The Central Bank of Ireland ha

Comparing proposed amendment...