Clarification of scope
Consumer Credit, Payment Services and Electronic Money
a) Where regulated entities are providing credit under credit agreements which fall within the scope of the European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. No. 281 of 2010), only Provisions 4.7 to 4.11 and 4.26 apply.
b) Where regulated entities are providing payment services and/or issuing electronic money, only Provisions 4.7 to 4.11 apply.
Mortgage Credit
a) Provisions 4.54, 4.57, 4.58 and 4.61 do not apply to activities coming within the scope of the European Union (Consumer Mortgage Credit Agreements) Regulations 2016 (S.I. No. 142 of 2016).
b) Provision 4.55 does not apply to the provision of advisory services and credit intermediate services when coming within the scope of the European Union (Consumer Mortgage Credit Agreements) Regulations 2016 (S.I. No. 142 of 2016).
Packed Retail and Insurance-based Investment Products
Provisions 4.2, 4.21, 4.46, 4.50 (including Appendix