Clarification of scope
Consumer Credit, Payment Services and Electronic Money
a) Where regulated entities are providing credit under credit agreements which fall within the scope of the European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. No. 281 of 2010), the Provisions in this Chapter do not apply.
b) Where regulated entities are providing payment services and/or issuing electronic money, the Provisions in this Chapter do not apply.
c) Where regulated entities are providing debt management services, Provision 5.19 does not apply.
(d) Where regulated entities are providing BNPL agreements which fall within the scope of the European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. No. 281 of 2010), the Provisions in this Chapter do not apply.
Mortgage Credit
a) Provisions 5.4 and 5.13 do not apply to activities coming within the scope of the European Union (Consumer Mortgage Credit Agreements) Regulations 2016 (S.I. No. 142 of 2016).