In this Code:
"account information service" has the meaning given to it in Article 4 of Directive 2015/2366/EU (the Payment Services Directive 2);
"advertisement" means any commercial communication in respect of a regulated entity, which is addressed to the consumer public or a section of it, the purpose being to advertise a regulated activity or a regulated entity excluding name plaques, sponsorship material and a prospectus drawn up in accordance with the Prospectus Directive (2003/71/EC);
"advertised product or service" means the product or service that is the subject of an advertisement;
"arrears" arise where a personal consumer: a) has not made a full repayment, or only makes a partial repayment, as set out in the original loan account contract, by the scheduled due date; or b) in the case of a credit card account, has not made the minimum repayment by the due date.
"associate" in relation to a person means: a) an undertaking in the same group as that person; b) any ot
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