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Version date: 20 July 2021 - onwards
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Article 18 Access to information

1. Member States shall ensure that their FIUs have:

(a) immediate and, with the exception of point (ii), direct access to at least the following financial information:

(i) information contained in the national centralised automated mechanisms in accordance with Article 14;

(ii) information on wire transfers;

(iii) information from obliged entities;

(iv) information on mortgages and loans;

(v) information contained in the national currency and currency exchange databases;

(vi) information on securities;

(b) immediate and, with the exception of point (xiv), direct access to at least the following administrative information:

(i) fiscal data, including data held by tax and revenue authorities;

(ii) national real estate registers or electronic data retrieval systems and land and cadastral registers;

(ii) national citizenship and population registers of natural persons;

(iv) national passports and visas registers;

(v) cross-border travel databases;

(vi) commercial databases, including busine

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