1. This Directive shall not apply to:
(a) credit agreements or agreements promising to grant credit:
- intended primarily for the purpose of acquiring or retaining property rights in land or in an existing of projected building,
- intended for the purpose of renovating or improving a building as such;
(b) hiring agreements except where these provide that the title will pass ultimately to the hirer;
(c) credit granted or made available without payment of interest or any other charge;
(d) credit agreements under which no interest is charged provided the consumer agrees to repay the credit in a single payment;
(e) credit in the form of advances on a current account granted by a credit institution or financial institution other than on credit card accounts.
Nevertheless, the provisions of Article 6 shall apply to such credits;
(f) credit agreements involving amounts less than 200 ECU or more than 20 000 ECU;
(g) credit agreements under which the consumer is required to repay the credi