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Second Council Directive 89/646/EEC of 15 December 1989 on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of credit institutions and amending Directive 77/780/EECRecitalsTitle I Definitions and scope (arts. 1-3)Article 1Article 2Article 3Title II Harmonization of authorization conditions (arts. 4-7)Article 4Article 5Article 6Article 7Title III Relations with third countries (arts. 8-9)Article 8Article 9Title IV Harmonization of the conditions governing pursuit of the business of credit institutions (arts. 10-17)Article 10Article 11Article 12Article 13Article 14Article 15Article 16Article 17Title V Provisions relating to the freedom of establishment and the freedom to provide services (arts. 18-21)Article 18Article 19Article 20Article 21Title VI Final provisions (arts. 22-25)Article 22Article 23Article 24Article 25Annex - List of activities subject to mutual recognitionDone at
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Version status: Repealed | Document consolidation status: Updated to reflect all known changes
Version date: 15 June 2000 - onwards
Version 4 of 4

Article 12

Repealed from 15 June 2000

[deleted]

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