(1) These Regulations apply in respect of a regulated consumer credit agreement except as provided for in paragraphs (1A) to (5).
(1A) These Regulations apply to an agreement to which section 58 of the Act applies where -
(a) before the creditor gives the debtor the unexecuted agreement for his signature the creditor gives the debtor a copy of the unexecuted agreement in compliance or purported compliance with regulations 3 and 7 of, and Schedules 1 and 2 to, these Regulations, and
(b) the copy of the unexecuted agreement contains a heading and notice as set out in regulation 4(a)(ii) and (b)(ii) respectively of the Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983.
(2) These Regulations do not apply to an agreement mentioned in paragraph (3) unless precontract credit information has been disclosed in compliance (or in purported compliance) with the Information Regulations 2010.
(3) The agreements referred to in paragraph (2) are -
(a) an agreement secured
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