(1) Article 4 is amended as follows.

(2) In paragraph (1) -

(a) in the definition of "buy-to-let mortgage contract" for paragraph (b)(i) substitute -

"(i) falls within section 423A(2)(b) of the Act [Section 423A was inserted into the Financial Services and Markets Act 2000 (c. 8) by S.I. 2019/632.], and";

(b) after the definition of "decision notice" insert -

"durable medium" means any instrument which enables a consumer to store information which is addressed personally to the consumer in a way accessible for future reference for a period of time adequate for the purposes for which the information is provided and which allows the unchanged reproduction of the information stored;";

(c) after the definition of "related person" omit "and" and insert -

""staff" means -

(a) any individual working for a creditor or credit intermediary who -

(i) is directly engaged in consumer buy-to-let mortgage business, or

(ii) has contacts with consumers in the course of consumer buy-to-let mortgage business,

(b) any individual working for a relevant person (see paragraph (1A)) who has contacts with consumers in the course of consumer buy-to-let mortgage business, or