Article 3 of Regulation (EU) 2019/876 is amended as follows:
(1) the following paragraph is inserted:
‘3a. The following points of Article 1 of this Regulation shall apply from 27 June 2020:
(a) point (59), as regards the provisions on the treatment of certain loans granted by credit institutions to pensioners or employees laid down in Article 123 of Regulation (EU) No 575/2013;
(b) point (133), as regards the provisions on adjustment of risk-weighted non-defaulted SME exposures laid down in Article 501 of Regulation (EU) No 575/2013;
(c) point (134), as regards the provisions on adjustment to own funds requirements for credit risk for exposures to entities that operate or finance physical structures or facilities, systems and networks that provide or support essential public services laid down in Article 501a of Regulation (EU) No 575/2013.’;
(2) paragraph 5 is replaced by the following:
‘5. Point (46)(b) of Article 1 of this Regulation, as regards the new requirement for own fu
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