201. Institutions may use human judgement in the application of the model in the following cases:

(a) in the application of the qualitative variables used within the model;

(b) via overrides of the inputs of the rating assignment process;

(c) via overrides of the outputs of the rating assignment process.

202. Institutions should specify clear criteria for the use of qualitative model inputs and they should ensure a consistent application of such inputs by all relevant personnel and a consistent assignment of obligors or facilities posing similar risk to the same grade or pool as required by Article 171(1)(a) of Regulation (EU) No 575/2013.