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Published date: 21 November 2024

CP24/22*** - Further temporary changes to handling rules for motor finance complaints (updated 25 November 2024)

Open
Closing: 5 December 2024

View this consultation in the tracker table

We are consulting on our proposal to make further temporary changes to how firms handle motor finance complaints where they involve a commission arrangement.


CP24/22***

Why we are consulting

Earlier this year, we introduced new rules for handling motor finance complaints where there was a discretionary commission arrangement (DCA) between the lender and the broker of the loan. The new rules extended the time motor finance firms had to respond to these complaints. 

Following a recent judgment by the Court of Appeal on motor finance commission, we are consulting on similar rules for complaints about motor finance agreements where there was a commission arrangement other than a DCA.

Who this is for

Our proposed rules will apply to:

  • Consumers who have taken out motor finance agreements involving commission arrangements.

  • Motor finance providers.

  • Motor finance credit brokers, including motor dealers.

  • Professional representatives bringin