Any contract of legal expenses insurance shall expressly recognise that -
(a) where recourse is had to a lawyer or other appropriately qualified person to defend, represent or serve the interests of the insured person in any inquiry or proceedings, the insured person shall be free to choose such lawyer or other person,
(b) the insured person shall be free to choose a lawyer or, if he so prefers, other appropriately qualified person to serve his interests where a conflict of interests arises.