Schedule 1 of the Principal Regulations is hereby amended by the insertion of the following Section after Section C of the Annex:
"D Methods of calculating the equalization reserve for the credit insurance class.
Method No. 1
1. In respect of the risks included in the class of insurance in Section A No. 14 (hereiafter referred to as 'credit insurance'), the undertaking shall set up an equalization reserve to which shall be charged any technical deficit arising in that class for a financial year.
2. Such reserve shall in each financial year receive 75% of any technical surplus arising on credit insurance business, subject to a limit of 12% of the net premiums or contributions until the reserve has reached 150% of the highest annual amount of net premiums or contributions received during the previous five financial years.
Method No. 2
1. In respect of the risks included in the class of insurance listed in Section A No. 14 (hereinafter referred to as 'credit insurance') the undertaking sh
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