The following liabilities and capital items or instruments shall be subject to a 50 % available stable funding factor:
(a) deposits received that fulfil the criteria for operational deposits set out in the delegated act referred to in Article 460(1);
(b) liabilities with a residual maturity of less than one year provided by:
(i) the central government of a Member State or of a third country;
(ii) regional governments or local authorities of a Member State or of a third country;
(iii) public sector entities in a Member State or in a third country;
(iv) multilateral development banks referred to in Article 117(2) and international organisations referred to in Article 118;
(v) non-financial corporate customers;
(vi) credit unions authorised by a competent authority, personal investment companies and clients that are deposit brokers to the extent that those liabilities do not fall under point (a) of this paragraph;
(c) liabilities with a residual contractual maturity of a minimum of six mo
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