(1) Any advertising concerning credit agreements that indicates an interest rate or any figures relating to the cost of the credit to the consumer shall include standard information in accordance with this Regulation.
(2) The standard information shall specify in a clear, concise and prominent way by means of a representative example -
(a) the borrowing rate, fixed or variable or both, together with particulars of any charges included in the total cost of the credit to the consumer,
(b) the total amount of credit,
(c) subject to paragraph (3), the annual percentage rate of charge,
(d) if applicable, the duration of the credit agreement,
(e) in relation to credit in the form of deferred payment for a specific good or service, the cash price and the amount of any advance payment, and
(f) if applicable, the total amount payable by the consumer and the amount of the instalments.
(3) In the case of a credit agreement relating to an overdraft facility, the annual percentage rate of charge ne
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