(1) In these Regulations -
"the Act" means the Financial Services and Markets Act 2000;
"the 1990 Act" means the Contracts (Applicable Law) Act 1990 [ 1990 c. 36.];
"applicable law", in relation to a contract of insurance, means the law that is applicable to that contract;
"contract of general insurance" and "contract of long-term insurance" have the meanings given by the Regulated Activities Order;
"EEA State of the commitment" means, in relation to a contract of long-term insurance entered into on a date - (a) if the policyholder is an individual, the EEA State in which he resides on that date; or (b) otherwise, the EEA State in which the establishment of the policyholder to which the contract relates is situated on that date;
"establishment", in relation to a person ("A"), means - (a) A's head office; (b) any of A's agencies; (c) any of A's branches; or (d) any permanent presence of A in an EEA State, which need not take the form of a branch o
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