(1) Subject to paragraph (4), any proposed changes to -
(a) the existing terms of the framework contract; or
(b) the information specified in Schedule 4,
must be communicated by the payment service provider to the payment service user no later than two months before the date on which they are to take effect.
(2) The framework contract may provide for any such proposed changes to be made unilaterally by the payment service provider where the payment service user does not, before the proposed date of entry into force of the changes, notify the payment service provider to the contrary.
(3) Where paragraph (2) applies, the payment service provider must inform the payment service user that -
(a) the payment service user will be deemed to have accepted the changes in the circumstances referred to in that paragraph; and
(b) the payment service user has the right to terminate the framework contract immediately and without charge before the proposed date of their entry into force.
(4) Chan