(1) If the Payment Systems Regulator makes a decision that any rules or conditions governing access to, or participation in, a payment system contravene regulation 97(1) or (3), the Payment Systems Regulator may give such directions as the Payment Systems Regulator considers appropriate to such person or persons as it considers appropriate.
(2) A direction under paragraph (1) may (in particular) -
(a) require the person concerned to change any rule or condition so that it no longer contravenes regulation 97(1) or (3); and
(b) relate to the conduct of the person in implementing any rule or condition.
(3) A direction under paragraph (1) must be given in writing.
(4) If a person fails, without reasonable excuse, to comply with a direction under paragraph (1), the Payment Systems Regulator may apply to the High Court (or, in Scotland, the Court of Session) for an order requiring that person to comply with the direction within a time specified in the order.
(5) An order under paragraph