Directive 2009/110/EC - E-Money Directive (EMD2)

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Version status: Entered into force | Document consolidation status: Updated to reflect all known changes

Published date: 10 October 2009

Consolidation Status: Updated to reflect all known changes

Proposed changes

Directive 2009/110/EC (E-Money Directive (EMD2)) with proposed changes from COM(2023) 366 final / 2023/0209 (COD)

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	Recitals
	Title I Scope and definitions (arts. 1-2)
Entered into force	Article 1 Subject matter and scope
Entered into force	Article 2 Definitions
	Title II Requirements for the taking up, pursuit and prudential supervision of the business of electronic money institutions (arts. 3-9)
Amended	Article 3 General prudential rules
Entered into force	Article 4 Initial capital
Entered into force	Article 5 Own funds
Entered into force	Article 6 Activities
Entered into force	Article 7 Safeguarding requirements
Entered into force	Article 8 Relations with third countries
Entered into force	Article 9 Optional exemptions
	Title III Issuance and redeemability of electronic money (arts. 10-13)
Entered into force	Article 10 Prohibition from issuing electronic money
Entered into force	Article 11 Issuance and redeemability
Entered into force	Article 12 Prohibition of interest
Entered into force	Article 13 Out-of-court complaint and redress procedures for the settlement of disputes
	Title IV Final Provisions and implementing measures (arts. 14-24)
Entered into force	Article 14 Implementing measures
Entered into force	Article 15 Committee procedure
Entered into force	Article 16 Full harmonisation
Entered into force	Article 17 Review
Amended	Article 18 Transitional provisions
Repealed	Article 19 Amendments to Directive 2005/60/EC
Repealed	Article 20 Amendments to Directive 2006/48/EC
Entered into force	Article 21 Repeal
Entered into force	Article 22 Transposition
Entered into force	Article 23 Entry into force
Entered into force	Article 24 Addressees
	Done at

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