Directive 2006/48/EC is hereby amended as follows:
(1) Article 6 is amended as follows:
(a) the existing paragraph is replaced by the following:
'1. Member States shall require credit institutions to obtain authorisation before commencing their activities. Without prejudice to Articles 7 to 12, they shall lay down the requirements for such authorisation and notify the Commission and the European Supervisory Authority (European Banking Authority) established by Regulation (EU) No 1093/2010 of the European Parliament and of the Council [OJ L 331, 15.12.2010, p. 12.] (hereinafter 'EBA') thereof.';
(b) the following paragraphs are added:
'2. In order to ensure consistent harmonisation of this Article, EBA may develop draft regulatory technical standards:
(a) on the information to be provided to the competent authorities in the application for the authorisation of credit institutions, including the programme of operations provided for in Article 7;
(b) specifying the conditions to comp