(1) In these Regulations:

"Act of 2013" means the Credit Reporting Act 2013 (No. 45 of 2013);

"Bank" means the Central Bank of Ireland;

"consumer" has the meaning assigned to it by section 2(1) of the Consumer Credit Act 1995 (No. 24 of 1995);

"moneylender" has the meaning assigned to it by section 2(1) of the Consumer Credit Act 1995 (No. 24 of 1995);

"qualifying credit agreement" has the meaning assigned to it by section 11(5) of the Act of 2013;

"qualifying credit application" has the meaning assigned to it by section 11(5) of the Act of 2013;

"Register" means the Central Credit Register established under section 5 of the Act of 2013.