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Credit Reporting Act 2013 (No. 45)Introductory TextActs referred toPart 1 Preliminary and general (ss. 1-4)1. Short title and commencement2. Interpretation3. Regulations and orders4. ExpensesPart 2 The Central Credit Register (ss. 5-19)5. Central Credit Register6. Personal information7. Credit information8. Period for which information may be held on Register9. Application for amendment of information held on Register10. Notification of decision on application for amendment11. Duty of credit information provider to provide information for Register12. Duty to provide information about foreign credit13. Statement explaining information14. Duty to access information on Register15. Power to access information on Register16. Purposes for which information may be used by credit information provider17. Access to Register: supplementary18. Notices of suspected impersonation19. Data protectionPart 3 Duties of credit information providers (ss. 20-24)20. Verification of identity of credit information subjects21. Verification of accuracy of credit information22. Informing credit information subject of suspected impersonation23. Ensuring that credit information subjects are aware of rights and duties24. Informing credit information subjects of duty to provide informationPart 4 Levy and fees (ss. 25-26)25. Levy on credit information providers26. FeesPart 5 Enforcement (ss. 27-29)27. Enforcement28. Enforcement: supplementary29. OffencesPart 6 Miscellaneous (ss. 30-35)30. Power of Bank to produce credit scores and anonymised information31. Accountability of Bank32. Prohibition on unauthorised disclosure of information33. Prosecution of offences34. Amendment of section 33AK of Central Bank Act 194235. Amendment of section 5 of Central Bank (Supervision and Enforcement) Act 2013
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Version status: In force | Document consolidation status: Updated to reflect all known changes
Published date: 23 December 2013

Credit Reporting Act 2013 (No. 45)

Introductory Text
Acts referred to
Part 1 Preliminary and general (ss. 1-4)
1. Short title and commencement
2. Interpretation
3. Regulations and orders
4. Expenses
Part 2 The Central Credit Register (ss. 5-19)
5. Central Credit Register
6. Personal information
7. Credit information
8. Period for which information may be held on Register
9. Application for amendment of information held on Register
10. Notification of decision on application for amendment
11. Duty of credit information provider to provide information for Register
12. Duty to provide information about foreign credit
13. Statement explaining information
14. Duty to access information on Register
15. Power to access information on Register
16. Purposes for which information may be used by credit information provider
17. Access to Register: supplementary
18. Notices of suspected impersonation
19. Data protection
Part 3 Duties of credit information providers (ss. 20-24)
20. Verification of identity of credit information subjects
21. Verification of accuracy of credit information
22. Informing credit information subject of suspected impersonation
23. Ensuring that credit information subjects are aware of rights and duties
24. Informing credit information subjects of duty to provide information
Part 4 Levy and fees (ss. 25-26)
25. Levy on credit information providers
26. Fees
Part 5 Enforcement (ss. 27-29)
27. Enforcement
28. Enforcement: supplementary
29. Offences
Part 6 Miscellaneous (ss. 30-35)
30. Power of Bank to produce credit scores and anonymised information
31. Accountability of Bank
32. Prohibition on unauthorised disclosure of information
33. Prosecution of offences
34. Amendment of section 33AK of Central Bank Act 1942
35. Amendment of section 5 of Central Bank (Supervision and Enforcement) Act 2013
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