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Version status: In force | Document consolidation status: Updated to reflect all known changes
Published date: 23 December 2013

Credit Reporting Act 2013 (No. 45)

Introductory Text
Acts referred to
Part 1 Preliminary and general (ss. 1-4)
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1. Short title and commencement
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2. Interpretation
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3. Regulations and orders
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4. Expenses
Part 2 The Central Credit Register (ss. 5-19)
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5. Central Credit Register
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6. Personal information
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7. Credit information
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8. Period for which information may be held on Register
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9. Application for amendment of information held on Register
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10. Notification of decision on application for amendment
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11. Duty of credit information provider to provide information for Register
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12. Duty to provide information about foreign credit
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13. Statement explaining information
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14. Duty to access information on Register
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15. Power to access information on Register
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16. Purposes for which information may be used by credit information provider
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17. Access to Register: supplementary
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18. Notices of suspected impersonation
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19. Data protection
Part 3 Duties of credit information providers (ss. 20-24)
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20. Verification of identity of credit information subjects
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21. Verification of accuracy of credit information
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22. Informing credit information subject of suspected impersonation
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23. Ensuring that credit information subjects are aware of rights and duties
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24. Informing credit information subjects of duty to provide information
Part 4 Levy and fees (ss. 25-26)
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25. Levy on credit information providers
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26. Fees
Part 5 Enforcement (ss. 27-29)
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27. Enforcement
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28. Enforcement: supplementary
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29. Offences
Part 6 Miscellaneous (ss. 30-35)
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30. Power of Bank to produce credit scores and anonymised information
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31. Accountability of Bank
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32. Prohibition on unauthorised disclosure of information
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33. Prosecution of offences
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34. Amendment of section 33AK of Central Bank Act 1942
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35. Amendment of section 5 of Central Bank (Supervision and Enforcement) Act 2013