(1) Personal information and credit information which identifies a credit information subject and is held on the Register as the result of a credit application may be held on the Register for 6 months beginning with the day on which it is entered on the Register.
(2) Personal information and credit information which identifies a credit information subject and is held on the Register as the result of a credit agreement may be held on the Register -
(a) in the case of credit information to which section 7(2)(b) applies, until the end of the period of 5 years beginning with the day on which the proposal is withdrawn or the arrangement is terminated,
(b) in the case of credit information to which section 5(2)(d) or 7(2)(c) applies, until the end of the period of 5 years beginning with the day on which it is entered on the Register,
(c) in the case of any other credit information, until the end of the period of 5 years beginning with the first day on which all liabilities under the credit a
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