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Credit Reporting Act 2013 (No. 45)Introductory TextActs referred toPart 1 Preliminary and general (ss. 1-4)1. Short title and commencement2. Interpretation3. Regulations and orders4. ExpensesPart 2 The Central Credit Register (ss. 5-19)5. Central Credit Register6. Personal information7. Credit information8. Period for which information may be held on Register9. Application for amendment of information held on Register10. Notification of decision on application for amendment11. Duty of credit information provider to provide information for Register12. Duty to provide information about foreign credit13. Statement explaining information14. Duty to access information on Register15. Power to access information on Register16. Purposes for which information may be used by credit information provider17. Access to Register: supplementary18. Notices of suspected impersonation19. Data protectionPart 3 Duties of credit information providers (ss. 20-24)20. Verification of identity of credit information subjects21. Verification of accuracy of credit information22. Informing credit information subject of suspected impersonation23. Ensuring that credit information subjects are aware of rights and duties24. Informing credit information subjects of duty to provide informationPart 4 Levy and fees (ss. 25-26)25. Levy on credit information providers26. FeesPart 5 Enforcement (ss. 27-29)27. Enforcement28. Enforcement: supplementary29. OffencesPart 6 Miscellaneous (ss. 30-35)30. Power of Bank to produce credit scores and anonymised information31. Accountability of Bank32. Prohibition on unauthorised disclosure of information33. Prosecution of offences34. Amendment of section 33AK of Central Bank Act 194235. Amendment of section 5 of Central Bank (Supervision and Enforcement) Act 2013
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Version status: In force | Document consolidation status: Updated to reflect all known changes
Version date: 27 January 2014 - onwards
Version 2 of 2

13. Statement explaining information

(1) A credit information subject may by notice to the Bank give a statement of not more than 200 words relating to any information held on the Register which relates to the credit information subject.

(2) The Bank shall include on the Register any statement made under subsection (1).

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