(1) The wording of any Form specified in Schedule 2, 4 and 5 to these Regulations shall be reproduced in documents embodying regulated agreements without any alteration or addition, except that -
(a) the words "the creditor" or "the owner" may be replaced by the name of the creditor or owner, by the expression by which the creditor or owner is referred to in the agreement or by an appropriate pronoun, and any consequential changes to pronouns and verbs or other consequential grammatical changes may be made;
(b) the word "DEBTOR" may be replaced by "BORROWER" or "CUSTOMER" and the word "Debtor(s)" may be replaced by "Borrower(s)" or "Customer(s)"; and
(c) every Form shall be completed in accordance with any footnote.
(2) Any such footnote shall not be treated as part of any Form specified in the said Schedules and may be reproduced in addition to any such Form.
(3) Where any such footnote requires any words to be omitted, those words shall be omitted or deleted.
(4) Where words are show
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