(1) In the case of an agreement for fixed-sum credit provided, and to be repayable, in a single lump sum at the end of a specified period, the amount of the rebate shall be given by the formula set out in Schedule 1 to these Regulations.
(2) Subject as hereinafter mentioned, in the case of agreements under which credit is repayable by instalments, the amount of the rebate shall be as follows-
(i) where credit is repayable in equal instalments at equal intervals, the amount of the rebate shall be given by the formula set out in Part I of Schedule 2 to these Regulations;
(ii) where credit is repayable in unequal instalments or in instalments at unequal intervals, the amount of the rebate shall be given by the formula set out in Part II of Schedule 2 to these Regulations.
(3) In the case of agreements under which credit is repayable by instalments to be made at other than monthly or shorter intervals and where early settlement takes place between two instalment dates for the repaymen