(1) A request under regulation 3(1)(a) must be made -

(a) in writing; and

(b) to the person identified by the bank to the credit reference agency, or identified by the bank to credit reference agencies generally, as the person to whom such requests should be made or, if no such person has been identified, to the head office of the bank.

(2) A request under regulation 3(1)(a) -

(a) may seek information falling within one or more of paragraphs 1 to 3 of the Schedule;

(b) must not seek only part of the information falling within one of those paragraphs which is held by a bank about its small and medium sized business customers.