Abbreviations

API

Application Programming Interface

EBA

European Banking Authority

ECB

European Central Bank

eIDAS

Electronic Identification and Signature (Regulation (EU) No 910/2014)

EIOPA

European Insurance and Occupational Pensions Authority

ESAs

European Supervisory Authorities (the EBA, ESMA and EIOPA)

ESMA

European Securities and Markets Authority

FinTech

Financial Technology

FSB

Financial Stability Board

GDPR

General Data Protection Regulation

ICT

Information and Communication Technology

NFC

Near field communication

PSD2

Payment Services Directive 2 (Directive 2015/2366/EU)

RAR

Risk Assessment Report

R&D

Research and Development

RTS

Regulatory technical standards

SME

Small and medium-sized enterprises