In this Chapter -
"branch" means an agency or branch of an insurance undertaking or any permanent presence of an undertaking in the State even if that presence does not take the form of an agency or branch but consists merely of an office managed by the insurance undertaking's own staff or by a person who is independent but has permanent authority to act for the insurance undertaking in the same way as an agency;
"by way of services into the State" means the covering of a commitment by an insurance undertaking in the State through a head office or branch situated in another Member State;
"computer" includes a personal organiser or any other electronic means of information storage and retrieval;
"home Member State" means the Member State (other than the State) in which the head office of an insurance undertaking is situated;
"inspector" means a person authorised by the regulatory authority under section 19 to exercise the powers conferred on an inspector by this Chapter;
"Member Sta
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