For the purposes of this Regulation, the following definitions apply:

(A1) "the qualifying area" means the territory of the qualifying States;

(A2) "qualifying State" means each of the following - (a) the EEA states, (b) the United Kingdom, and (c) Gibraltar;

(1) "credit transfer" means a national or cross-border payment service for crediting a payee's payment account with a payment transaction or a series of payment transactions from a payer's payment account by the PSP which holds the payer's payment account, based on an instruction given by the payer;