1. A payee's UK-regulated PSP which is reachable for a UK credit transfer under a payment scheme shall be reachable, in accordance with the rules of a payment scheme extending to the qualifying area, for credit transfers initiated by a payer through a PSP located in any qualifying State.

2. A payer's UK-regulated PSP which is reachable for a UK direct debit under a payment scheme shall be reachable, in accordance with the rules of a payment scheme extending to the qualifying area, for direct debits initiated by a payee through a PSP located in any qualifying State.

3. Paragraph 2 shall apply only to direct debits which are available to consumers as payers under the payment scheme.