(1) On the death of an insured person, the Minister may allow such person as he may think fit to proceed with or to make a claim for a return of contributions under articles 71A, 71B, 72, 72B, 73, 75, 77 or 77A in the name of such insured person.

(2) On the death of an insured person any amount due to be returned under articles 71A, 71B, 72, 72B, 73, 75, 77 or 77A may be paid or distributed by the Minister without probate or other proof of title of the personal representative of the deceased as follows -

(a) where the insured person died leaving a will or other testamentary writing, the said sum may be paid or distributed to or among such of the persons appearing to be beneficially entitled thereto under the said will or testamentary writing as the Minister thinks proper and that to the exclusion of all others, without prejudice to any remedy which such others may have for recovery of the amount so paid or distributed as aforesaid against the person or persons receiving that amount,