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  1. Directive (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU (Text with EEA relevance) (NPL Directive or also known as Credit Servicers and Credit Purchasers)
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Version status: Entered into force | Document consolidation status: No known changes
Published date: 8 December 2021

Directive (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU (Text with EEA relevance) (NPL Directive or also known as Credit Servicers and Credit Purchasers)

Consolidation Status: No known changes
Comparing proposed amendment...
Recitals
Title I Subject Matter, Scope and Definitions (atrs.1-3)
Entered into force
 Article 1 Subject matter
Entered into force
 Article 2 Scope
Entered into force
 Article 3 Definitions
Title II Credit Servicers (atrs.4-14)
Chapter IAuthorisation of credit servicers (atrs.4-12)
Entered into force
 Article 4 General requirements
Entered into force
 Article 5 Requirements for granting an authorisation
Entered into force
 Article 6 Ability to hold funds
Entered into force
 Article 7 Procedure for authorisation of credit servicers
Entered into force
 Article 8 Withdrawal of authorisation
Entered into force
 Article 9 List or register of authorised credit servicers
Entered into force
 Article 10 Relationship with the borrower, communication of the transfer and subsequent communications
Entered into force
 Article 11 Contractual relationship between a credit servicer and a credit purchaser
Entered into force
 Article 12 Outsourcing by a credit servicer
Chapter II Cross-border credit servicing activities (atrs.13-14)
Entered into force
 Article 13 Freedom to provide credit servicing activities in a host Member State
Entered into force
 Article 14 Supervision of credit servicers which provide cross-border services
Title III Credit Purchasers (atrs.15-20)
Entered into force
 Article 15 Right to information regarding a creditor's rights under a non-performing credit agreement or the non- performing credit agreement itself
Entered into force
 Article 16 Implementing technical standards for data templates
Entered into force
 Article 17 Obligations of credit purchasers
Entered into force
 Article 18 Use of credit servicers or other entities
Entered into force
 Article 19 Representative of a third-country credit purchaser
Entered into force
 Article 20 Transfer of a creditor's rights under a non-performing credit agreement, or of the non-performing credit agreement itself, by a credit purchaser and communication to the competent authorities
Title IV Supervision (atrs.21-23)
Entered into force
 Article 21 Supervision by competent authorities
Entered into force
 Article 22 Supervisory role and powers of competent authorities
Entered into force
 Article 23 Administrative penalties and remedial measures
Title V Safeguards and Duty to Cooperate (atrs.24-26)
Entered into force
 Article 24 Complaints
Entered into force
 Article 25 Personal data protection
Entered into force
 Article 26 Cooperation between competent authorities
Title VI Amendments (atrs.27-28)
Entered into force
 Article 27 Amendments to Directive 2008/48/EC
Entered into force
 Article 28 Amendments to Directive 2014/17/EU
Title VII Final Provisions (atrs.29-33)
Entered into force
 Article 29 Committee
Entered into force
 Article 30 Evaluation
Entered into force
 Article 31 Review clause
Entered into force
 Article 32 Transposition
Entered into force
 Article 33 Entry into force
Entered into force
 Article 34 Addressees
Done at
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