Consultation Paper - Draft Guidelines on ADC exposures to residential property under Article 126a of Regulation (EU) 575/2013 (EBA/CP/2024/12) | Better Regulation

Date-stamp loading

Next

Published date: 17 May 2024

Open

Closing: 19 August 2024

Status

Under consultation

17/05/2024 - 19/08/2024

Comparing proposed amendment...


	Responding to this consultation
	Executive Summary
	Background and rationale
	Draft Guidelines
	1. Compliance and reporting obligations (paras. 1-4)
	2. Subject matter, scope and definitions (paras. 5-8)
	3. Implementation (para. 9)
	4. Legally binding contracts (paras. 10-17)
	Substantial Cash Deposit (paras. 10-11)
	Financing ensured in an equivalent manner (para. 12)
	Significant portion of total contracts (paras. 13-17)
	5. Appropriate amount of obligor-contributed equity (paras. 18-19)
	6. Consideration of the specificities of lending to public housing or not-for-profit entities (paras. 20-21)
	Accompanying documents
	5.1 Draft cost-benefit analysis / impact assessment
	5.2 Overview of questions for consultation

Next