Subject matter
5. These guidelines specify, in accordance with Article 126a(3) of Regulation (EU) 575/2013 (CRR), the terms "substantial cash deposits", "financing ensured in an equivalent manner", "appropriate amount of obligor-contributed equity", and "significant portion of total contracts", taking into account the specificities of institutions´ lending to public housing or not-for profit entities across the Union that are regulated by law and that exist to serve social purposes and to offer tenants long-term housing, for the purposes of Article 126a(2) of that Regulation.
Scope of application
6. These guidelines apply in accordance with the scope of application of Article 126a of the CRR.
Addressees
7. These guidelines are addressed to competent authorities as defined in Article 4, point (2)(i) of Regulation (EU) No 1093/2010 and to financial institutions as defined in Article 4, point (1) of Regulation No 1093/2010.
Definitions
8. Unless otherwise specified, terms used and define
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