(1) A consumer has rights of redress under this Chapter if each of the following four conditions is met.

(2) The first condition is that -

(a) the consumer enters into a contract with a trader under which the trader supplies a product to the consumer (a "business-to-consumer contract"),

(b) the consumer enters into a contract with a trader under which -

(i) the consumer supplies a product to the trader, and

(ii) the trader does not supply a product to the consumer (a "consumer-to-business contract"), or

(c) the consumer makes a payment to the trader for the supply of a product (a "consumer payment").

(3) The second condition is that -