1. Where a credit agreement covers credit in the form of an overdraft facility, the consumer shall be kept regularly informed by means of a statement of account, on paper or on another durable medium, containing the following particulars:
(a) the precise period to which the statement of account relates;
(b) the amounts and dates of drawdowns;
(c) the balance from the previous statement, and the date thereof;
(d) the new balance;
(e) the dates and amounts of payments made by the consumer;
(f) the borrowing rate applied;
(g) any charges that have been applied;
(h) where applicable, the minimum amount to be paid.
2. In addition, the consumer shall be informed on paper or another durable medium of increases in the borrowing rate, or in any charges payable, before the change in question enters into force.
However, the parties may agree in the credit agreement that information concerning changes in the borrowing rate is to be given in the manner provided for in paragraph 1 in cases where the
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