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Version status: Entered into force | Document consolidation status: Updated to reflect all known changes
Version date: 11 June 2008 - 19 November 2026
Version 2 of 3

Article 17 Assignment of rights

1. In the event of assignment to a third party of the creditor's rights under a credit agreement or the agreement itself, the consumer shall be entitled to plead against the assignee any defence which was available to him against the original creditor, including set-off where the latter is permitted in the Member State concerned.

2. The consumer shall be informed of the assignment referred to in paragraph 1 except where the original creditor, by agreement with the assignee, continues to service the credit vis-à-vis the consumer.