Annex III European Consumer Credit Information for (1) Overdrafts (2) Consumer Credit Offered by Certain Credit Organisations (Article 2(5) of Directive 2008/48/EC) (3) Debt Conversion

1. Identity and contact details of the creditor/credit intermediary

Creditor Address Telephone number (*) E-mail address (*) Fax number (*) Web address (*)	[Identity] [Geographical address to be used by the consumer]
If applicable Credit intermediary Address Telephone number (*) E-mail address (*) Fax number (*) Web address (*)	[Identity] [Geographical address to be used by the consumer]

(*) This information is optional for the creditor.

Wherever 'if applicable' is indicated, the creditor must fill in the box if the information is relevant to the credit product or delete the respective information or the entire row if the information is not relevant for the type of credit considered.

Indications between square brackets provide explanations for the creditor and must be replaced with the corresponding information.

2. Description of the main features of the credit product

The type of credit
The total amount of credit This means the ceiling or the total sums

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