1. Member States shall ensure that in good time before the carrying out of any of the credit intermediation activities set out in point 5 of Article 4, the credit intermediary or appointed representative shall provide the consumer with at least the following information on paper or on another durable medium:
(a) the identity and the geographical address of the credit intermediary;
(b) the register in which he has been included, the registration number, where applicable, and the means for verifying such registration;
(c) whether the credit intermediary is tied to or works exclusively for one or more creditors. Where the credit intermediary is tied to or works exclusively for one or more creditors, it shall provide the names of the creditors for which it is acting. The credit intermediary may disclose that it is independent where it meets the conditions laid down in accordance with Article 22(4);
(d) whether the credit intermediary offers advisory services;
(e) the fee, where applicable,
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