The Commission shall undertake a review of this Directive by 21 March 2019. The review shall consider the effectiveness and appropriateness of the provisions on consumers and the internal market.

The review shall include the following:

(a) an assessment of the use and consumer understanding of and satisfaction with the ESIS;

(b) an analysis of other pre-contractual disclosures;

(c) an analysis of cross-border business by credit intermediaries and creditors;

(d) an analysis of the evolution of the market for non-credit institutions providing credit agreements relating to residential immovable property;

(e) an assessment on the need for further measures, including a passport for non-credit institutions providing credit agreements relating to residential immovable property;

(f) an examination of the need to introduce additional rights and obligations with regard to the post-contractual stage of credit agreements;

(g) an assessment of whether the scope of this Directive remains appropriate, taking account of its impact on other, substitutable forms of credit;