icon-grid
Better Regulation logo
Table of Contents

Table of Contents

Expand all headings Collapse all headings Expand side bar Collapse side bar
Directive 2002/65/EC - Distance Marketing of Financial Services Directive (DMFSD)RecitalsArticle 1 Object and scopeArticle 2 DefinitionsArticle 3 Information to the consumer prior to the conclusion of the distance contractArticle 4 Additional information requirementsArticle 5 Communication of the contractual terms and conditions and of the prior informationArticle 6 Right of withdrawalArticle 7 Payment of the service provided before withdrawalArticle 8 Payment by cardArticle 9 Unsolicited servicesArticle 10 Unsolicited communicationsArticle 11 SanctionsArticle 12 Imperative nature of this Directive's provisionsArticle 13 Judicial and administrative redressArticle 14 Out-of-court redressArticle 15 Burden of proofArticle 16 Transitional measuresArticle 17 Directive 90/619/ECArticle 18 Directive 97/7/ECArticle 19 Directive 98/27/ECArticle 20 ReviewArticle 21 TranspositionArticle 22 Entry into forceArticle 23 AddresseesDone at
Document Overview
Tools
Set a date to view the document
Text comparison options
Full text - Date 1 vs Date 2
Amendments requiring commencement - Current text vs Text requiring commencement
Draft proposed changes - Current text vs Text proposed by drafting documents
Coming soon: Any documents - Any document vs Another document at any date
Print / Export options
Current page
Whole document
Selected pages
Consolidated PDF of the entire document as of 10th January 2025
Export
Export line by line
Export provision to provision
Report template
Create report template
Alert me to changes
Manage alerts
Bookmarks
This page
This document
Manage bookmarks
Search within this document
View previous searches
Share
Get page link
Share via email application
PreviousNext
Version status: Entered into force | Document consolidation status: Updated to reflect all known changes
Version date: 9 October 2002 - 18 June 2026
Version 1 of 2

Article 23 Addressees

This Directive is addressed to the Member States.

PreviousNext