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Consumer Credit (EU Directive) Regulations 2010 [SI 2010 No. 1010]Introductory TextPart 1 General (reg. 1)Regulation 1 Citation and commencementPart 2 Amendments to primary legislation (regs. 2-46)Regulation 2 Amendments to Consumer Credit Act 1974Pre-contractual explanations etc (regs. 3-4)Regulation 3Regulation 4Regulation 5 Assessment of creditworthinessRegulation 6 Copy of draft consumer credit agreementRegulation 7 Information to be included in agreementsDuty to supply copies (regs. 8-12)Regulation 8Regulation 9Regulation 10Regulation 11Regulation 12Withdrawal from consumer credit agreement (regs. 13-15)Regulation 13Regulation 14Regulation 15Overdrafts etc (regs. 16-20)Regulation 16Regulation 17Regulation 18Regulation 19Regulation 20Current account overdrafts (regs. 21-23)Regulation 21Regulation 22Regulation 23Regulation 24 Charge cardsRegulation 25 Linked credit agreementsRegulation 26 Statement of accountInformation on change of rate of interest and charges (regs. 27-28)Regulation 27Regulation 28Early repayment (regs. 29-35)Regulation 29Regulation 30Regulation 31Regulation 32Regulation 33Regulation 34Regulation 35Regulation 36 Assignment of rightsOpen-end agreements (regs. 37-39)Regulation 37Regulation 38Regulation 39Regulation 40 Database accessCredit intermediaries (regs. 41-43)Regulation 41Regulation 42Regulation 43Amount of credit in running-account agreement (regs. 44-45)Regulation 44Regulation 45Regulation 46 Enterprise Act 2002Part 3 Amendments to secondary legislation (regs. 47-98)Consumer Credit (Notice of Variation of Agreements) Regulations 1977 (regs. 47-49)Regulation 47Regulation 48Regulation 49Regulation 50 Consumer Credit (Total Charge for Credit) Regulations 1980Consumer Credit (Agreements) Regulations 1983 (regs. 51-56)Regulation 51Regulation 52Regulation 53Regulation 54Regulation 55Regulation 55ARegulation 56Regulation 57 Consumer Credit (Payments Arising on Death) Regulations 1983Regulation 58 Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983Consumer Credit (Settlement Information) Regulations 1983 (regs. 59-62)Regulation 59Regulation 60Regulation 61Regulation 62Regulation 63 Consumer Credit (Running-Account Credit Information) Regulations 1983Consumer Credit (Exempt Agreements) Order 1989 (regs. 64-67)Regulation 64Regulation 65Regulation 66Regulation 67Regulation 67ARegulation 68 Education (Student Loans) Regulations 1998Regulation 69 Enterprise Act 2002 (Part 8 Community Infringements Specified UK Laws) Order 2003Consumer Credit (Advertisements) Regulations 2004 (regs. 70-72)Regulation 70Regulation 71Regulation 72Consumer Credit (Disclosure of Information) Regulations 2004 (regs. 73-76)Regulation 73Regulation 74Regulation 75Regulation 76Consumer Credit (Early Settlement) Regulations 2004 (regs. 77-84)Regulation 77Regulation 78Regulation 79Regulation 80Regulation 81Regulation 82Regulation 83Regulation 84Financial Services (Distance Marketing) Regulations 2004 (regs. 85-89)Regulation 85Regulation 86Regulation 87Regulation 88Regulation 89Regulation 88ARegulation 90 Education (Student Loans for Tuition Fees) (Scotland) Regulations 2006Regulation 91 Education (Student Loans) (Scotland) Regulations 2007Regulation 92 Consumer Credit (Exempt Agreements) Order 2007Regulation 91A Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007Regulation 93 Graduate Endowment (Scotland) Regulations 2008Cancellation of Contracts made in a Consumer's Home or Place of Work etc. Regulations 2008 (regs. 94-96)Regulation 94Regulation 95Regulation 96Regulation 97 Payment Services Regulations 2009Regulation 98 Education (Student Loans) (Repayment) Regulations 2009Part 4 Commencement, Transitional and Saving Provision (regs. 99-102)Regulation 99 CommencementRegulation 100 Application of regulations to agreements entered into before 1st February 2011Regulation 101 Early application of regulations to certain agreements before 1st February 2011Regulation 101ARegulation 102 InterpretationSignatureExplanatory NoteExplanatory Memorandum
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Version status: Revoked | Document consolidation status: Updated to reflect all known changes
Published date: 28 March 2010

Consumer Credit (EU Directive) Regulations 2010 [SI 2010 No. 1010]

Introductory Text
Part 1 General (reg. 1)
Regulation 1 Citation and commencement
Part 2 Amendments to primary legislation (regs. 2-46)
Regulation 2 Amendments to Consumer Credit Act 1974
Pre-contractual explanations etc (regs. 3-4)
Regulation 3
Regulation 4
Regulation 5 Assessment of creditworthiness
Regulation 6 Copy of draft consumer credit agreement
Regulation 7 Information to be included in agreements
Duty to supply copies (regs. 8-12)
Regulation 8
Regulation 9
Regulation 10
Regulation 11
Regulation 12
Withdrawal from consumer credit agreement (regs. 13-15)
Regulation 13
Regulation 14
Regulation 15
Overdrafts etc (regs. 16-20)
Regulation 16
Regulation 17
Regulation 18
Regulation 19
Regulation 20
Current account overdrafts (regs. 21-23)
Regulation 21
Regulation 22
Regulation 23
Regulation 24 Charge cards
Regulation 25 Linked credit agreements
Regulation 26 Statement of account
Information on change of rate of interest and charges (regs. 27-28)
Regulation 27
Regulation 28
Early repayment (regs. 29-35)
Regulation 29
Regulation 30
Regulation 31
Regulation 32
Regulation 33
Regulation 34
Regulation 35
Regulation 36 Assignment of rights
Open-end agreements (regs. 37-39)
Regulation 37
Regulation 38
Regulation 39
Regulation 40 Database access
Credit intermediaries (regs. 41-43)
Regulation 41
Regulation 42
Regulation 43
Amount of credit in running-account agreement (regs. 44-45)
Regulation 44
Regulation 45
Regulation 46 Enterprise Act 2002
Part 3 Amendments to secondary legislation (regs. 47-98)
Consumer Credit (Notice of Variation of Agreements) Regulations 1977 (regs. 47-49)
Regulation 47
Regulation 48
Regulation 49
Regulation 50 Consumer Credit (Total Charge for Credit) Regulations 1980
Consumer Credit (Agreements) Regulations 1983 (regs. 51-56)
Regulation 51
Regulation 52
Regulation 53
Regulation 54
Regulation 55
Regulation 55A
Regulation 56
Regulation 57 Consumer Credit (Payments Arising on Death) Regulations 1983
Regulation 58 Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983
Consumer Credit (Settlement Information) Regulations 1983 (regs. 59-62)
Regulation 59
Regulation 60
Regulation 61
Regulation 62
Regulation 63 Consumer Credit (Running-Account Credit Information) Regulations 1983
Consumer Credit (Exempt Agreements) Order 1989 (regs. 64-67)
Regulation 64
Regulation 65
Regulation 66
Regulation 67
Regulation 67A
Regulation 68 Education (Student Loans) Regulations 1998
Regulation 69 Enterprise Act 2002 (Part 8 Community Infringements Specified UK Laws) Order 2003
Consumer Credit (Advertisements) Regulations 2004 (regs. 70-72)
Regulation 70
Regulation 71
Regulation 72
Consumer Credit (Disclosure of Information) Regulations 2004 (regs. 73-76)
Regulation 73
Regulation 74
Regulation 75
Regulation 76
Consumer Credit (Early Settlement) Regulations 2004 (regs. 77-84)
Regulation 77
Regulation 78
Regulation 79
Regulation 80
Regulation 81
Regulation 82
Regulation 83
Regulation 84
Financial Services (Distance Marketing) Regulations 2004 (regs. 85-89)
Regulation 85
Regulation 86
Regulation 87
Regulation 88
Regulation 89
Regulation 88A
Regulation 90 Education (Student Loans for Tuition Fees) (Scotland) Regulations 2006
Regulation 91 Education (Student Loans) (Scotland) Regulations 2007
Regulation 92 Consumer Credit (Exempt Agreements) Order 2007
Regulation 91A Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007
Regulation 93 Graduate Endowment (Scotland) Regulations 2008
Cancellation of Contracts made in a Consumer's Home or Place of Work etc. Regulations 2008 (regs. 94-96)
Regulation 94
Regulation 95
Regulation 96
Regulation 97 Payment Services Regulations 2009
Regulation 98 Education (Student Loans) (Repayment) Regulations 2009
Part 4 Commencement, Transitional and Saving Provision (regs. 99-102)
Regulation 99 Commencement
Regulation 100 Application of regulations to agreements entered into before 1st February 2011
Regulation 101 Early application of regulations to certain agreements before 1st February 2011
Regulation 101A
Regulation 102 Interpretation
Signature
Explanatory Note
Explanatory Memorandum
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