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Consumer Credit (EU Directive) Regulations 2010 [SI 2010 No. 1010]Introductory TextPart 1 General (reg. 1)Regulation 1 Citation and commencementPart 2 Amendments to primary legislation (regs. 2-46)Regulation 2 Amendments to Consumer Credit Act 1974Pre-contractual explanations etc (regs. 3-4)Regulation 3Regulation 4Regulation 5 Assessment of creditworthinessRegulation 6 Copy of draft consumer credit agreementRegulation 7 Information to be included in agreementsDuty to supply copies (regs. 8-12)Regulation 8Regulation 9Regulation 10Regulation 11Regulation 12Withdrawal from consumer credit agreement (regs. 13-15)Regulation 13Regulation 14Regulation 15Overdrafts etc (regs. 16-20)Regulation 16Regulation 17Regulation 18Regulation 19Regulation 20Current account overdrafts (regs. 21-23)Regulation 21Regulation 22Regulation 23Regulation 24 Charge cardsRegulation 25 Linked credit agreementsRegulation 26 Statement of accountInformation on change of rate of interest and charges (regs. 27-28)Regulation 27Regulation 28Early repayment (regs. 29-35)Regulation 29Regulation 30Regulation 31Regulation 32Regulation 33Regulation 34Regulation 35Regulation 36 Assignment of rightsOpen-end agreements (regs. 37-39)Regulation 37Regulation 38Regulation 39Regulation 40 Database accessCredit intermediaries (regs. 41-43)Regulation 41Regulation 42Regulation 43Amount of credit in running-account agreement (regs. 44-45)Regulation 44Regulation 45Regulation 46 Enterprise Act 2002Part 3 Amendments to secondary legislation (regs. 47-98)Consumer Credit (Notice of Variation of Agreements) Regulations 1977 (regs. 47-49)Regulation 47Regulation 48Regulation 49Regulation 50 Consumer Credit (Total Charge for Credit) Regulations 1980Consumer Credit (Agreements) Regulations 1983 (regs. 51-56)Regulation 51Regulation 52Regulation 53Regulation 54Regulation 55Regulation 55ARegulation 56Regulation 57 Consumer Credit (Payments Arising on Death) Regulations 1983Regulation 58 Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983Consumer Credit (Settlement Information) Regulations 1983 (regs. 59-62)Regulation 59Regulation 60Regulation 61Regulation 62Regulation 63 Consumer Credit (Running-Account Credit Information) Regulations 1983Consumer Credit (Exempt Agreements) Order 1989 (regs. 64-67)Regulation 64Regulation 65Regulation 66Regulation 67Regulation 67ARegulation 68 Education (Student Loans) Regulations 1998Regulation 69 Enterprise Act 2002 (Part 8 Community Infringements Specified UK Laws) Order 2003Consumer Credit (Advertisements) Regulations 2004 (regs. 70-72)Regulation 70Regulation 71Regulation 72Consumer Credit (Disclosure of Information) Regulations 2004 (regs. 73-76)Regulation 73Regulation 74Regulation 75Regulation 76Consumer Credit (Early Settlement) Regulations 2004 (regs. 77-84)Regulation 77Regulation 78Regulation 79Regulation 80Regulation 81Regulation 82Regulation 83Regulation 84Financial Services (Distance Marketing) Regulations 2004 (regs. 85-89)Regulation 85Regulation 86Regulation 87Regulation 88Regulation 89Regulation 88ARegulation 90 Education (Student Loans for Tuition Fees) (Scotland) Regulations 2006Regulation 91 Education (Student Loans) (Scotland) Regulations 2007Regulation 92 Consumer Credit (Exempt Agreements) Order 2007Regulation 91A Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007Regulation 93 Graduate Endowment (Scotland) Regulations 2008Cancellation of Contracts made in a Consumer's Home or Place of Work etc. Regulations 2008 (regs. 94-96)Regulation 94Regulation 95Regulation 96Regulation 97 Payment Services Regulations 2009Regulation 98 Education (Student Loans) (Repayment) Regulations 2009Part 4 Commencement, Transitional and Saving Provision (regs. 99-102)Regulation 99 CommencementRegulation 100 Application of regulations to agreements entered into before 1st February 2011Regulation 101 Early application of regulations to certain agreements before 1st February 2011Regulation 101ARegulation 102 InterpretationSignatureExplanatory NoteExplanatory Memorandum
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Part 4 Commencement, Transitional and Saving Provision (regs. 99-102)

Regulation 99 Commencement
Regulation 100 Application of regulations to agreements entered into before 1st February 2011
Regulation 101 Early application of regulations to certain agreements before 1st February 2011
Regulation 101A
Regulation 102 Interpretation
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