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Bank of England and Financial Services Act 2016 (c. 14)Introductory TextPart 1 The Bank of England (ss. 1-17)Governance (ss. 1-8)1. Membership of court of directors2. Term of office of non-executive directors3. Abolition of Oversight Committee4. Functions of non-executive directors5. Financial stability strategy6. Financial Policy Committee: status and membership7. Monetary Policy Committee: membership8. Monetary Policy Committee: procedureFinancial arrangements (ss. 9-11)9. Audit10. Activities indemnified by Treasury11. Examinations and reviewsPrudential Regulation (ss. 12-15)12. Bank to act as Prudential Regulation Authority13. Prudential Regulation Committee14. Accounts relating to Bank's functions as Prudential Regulation Authority15. Transfer of property etc to BankConsequential and transitional provision (ss. 16-17)16. Amendments relating to Part 117. Saving and transitional provision relating to Part 1Part 2 Financial Services (ss. 18-37)The Regulators (ss. 18-20)18. Appointment of Financial Conduct Authority chief executive19. Treasury recommendations to Financial Conduct Authority20. Regulatory principles: diversityConduct of persons working in financial services sector (ss. 21-26)21. Extension of relevant authorised persons regime to all authorised persons22. Rules about controlled functions: power to make transitional provision23. Administration of senior managers regime24. Rules of conduct25. Misconduct26. Decisions causing a financial institution to fail: meaning of insolvencyEnforceability of agreements (ss. 27-28)27. Enforceability of agreements relating to credit28. Enforceability of agreements made through unauthorised personsIllegal money lending (s. 29)29. Illegal money lendingMoney laundering and terrorist financing (s. 30)30. Money laundering and terrorist financingTransformer vehicles (s. 31)31. Transformer vehiclesPensions (ss. 32-35)32. Pensions guidance33. Advice about transferring or otherwise dealing with annuity payments34. Independent advice on conversions and transfers of pension benefits: appointed representatives35. Early exit pension chargesInformation about resolution planning (s. 36)36. Duty of Bank to provide information to TreasuryFinancial Services and Markets Act 2000 consequential amendments (s. 37)37. Financial Services and Markets Act 2000 (Consequential Amendments and Repeals) Order 2001Part 3 Miscellaneous and General (ss. 38-42)Banknotes in Scotland and Northern Ireland (s. 38)38. Banks authorised to issue banknotes in Scotland and Northern IrelandGeneral (ss. 39-42)39. Consequential provision40. Extent41. Commencement42. Short titleSchedule 1 Prudential Regulation CommitteeSchedule 2 Amendments relating to Part 1Schedule 2, Part 1 Bank of England Act 1998 (paras. 1-22)Schedule 2, Part 2 Other Acts (paras. 23-68)Schedule 3 Saving and transitional provision relating to Part 1Schedule 4 Extension of relevant authorised persons regime to all authorised persons
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Enforceability of agreements (ss. 27-28)

27. Enforceability of agreements relating to credit
28. Enforceability of agreements made through unauthorised persons
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